Several signs indicate it might be time to consider bankruptcy. You’re only making minimum payments on credit cards; creditors are calling constantly; you’re using credit cards for basic necessities like groceries; or you’re considering withdrawing from retirement accounts to pay bills. If debt consumes more than 40% of your income, bankruptcy could provide the fresh start you need.
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Akron Bankruptcy Lawyers
S
o far this year, our attorneys have filed bankruptcy cases on $4,234,500.85 of debt on behalf of our clients!
Last year, we filed bankruptcy cases on $38,668,449.37 of debt!
Through our representation, we can STOP:
- Lawsuits
- Foreclosures
- Garnishments
- Telephone Calls from Debt Collectors
With over 60 years of combined experience, Gertz & Rosen’s bankruptcy attorneys offer a wide range of legal representation in the area of bankruptcy law. We represent creditors and troubled companies that are in need of financial representation. We also represent individuals with financial issues and guide our clients through the complicated terrain of bankruptcy or reorganization.
With your interests at the forefront, the attorneys at Gertz & Rosen work proactively to develop early strategies that are key to protecting your rights.
Our Objective
It is our objective to work aggressively to help you in the following areas:
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Keep your house
- Keep your cars
- Keep your income
For more information, contact our attorneys Marc Gertz at (330) 255-0727 or Peter Tsarnas at (330) 255-0735.
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.
What are the benefits of filing for bankruptcy?
Bankruptcy offers significant advantages, including immediate protection from creditor harassment through an automatic stay, the elimination of most unsecured debts, and the opportunity to rebuild your financial future. Many people find relief from years of financial stress and gain the chance to start over with a clean slate.
What will happen to my credit score if I file for bankruptcy?
Your credit score will initially drop, but bankruptcy can actually help rebuild credit faster than struggling with unmanageable debt. Chapter 7 bankruptcy stays on your credit report for about 10 years, while Chapter 13 stays for 7 years. However, many clients see their scores improve within 18 to 24 months as they establish new, responsible credit habits.
Will I lose everything if I file for bankruptcy?
Most people keep their essential assets. Ohio bankruptcy exemptions protect your home equity up to certain limits, as well as basic household items, necessary clothing, and work-related tools. The goal is to give you a fresh start, not leave you destitute.
How does bankruptcy stop creditor harassment?
Filing bankruptcy immediately triggers an “automatic stay” – a court order that makes it illegal for creditors to contact you, garnish wages, or pursue collection activities. This protection begins the moment your petition is filed, providing instant relief from aggressive collection efforts.
More of Our
Practice Areas
GERTZ & ROSEN, LTD. PRACTICE AREAS
By uniting attorneys of varying practice backgrounds into a single team, our firm can provide a range of professional services.
Family Law &
Divorce
Bankruptcy
Business Law
Litigation
Probate
& Estate Planning
Real Estate
OUR AWARDS
Attorney Advertising. This information is designed for general information only. The information presented should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Past results and testimonials are not a guarantee, warranty, or prediction of the outcome of your case, and should not be construed as such. Past results cannot guarantee future performance. Any result in a single case is not meant to create an expectation of similar results in future matters because each case involves many different factors, therefore, results will differ on a case-by-case basis. By providing contact information, users acknowledge and give explicit consent to be contacted via the methods of communication provided, including SMS. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out.
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